Use our plan comparison tool, which allows you to compare some of the main benefits and features of our plans.
Policy documents are effective from 15 March 2021 and are subject to change. Full details of the benefits, terms and conditions and exclusions are contained in the policy documents available here. Please read the policy document carefully to ensure you are satisfied that the health insurance plan you have chosen meets your needs and/or the needs of your family members.
Our plan comparison tool provides general information about the main benefits and features of our plans, but does not provide recommendations or other financial advice about which plan may suit you or your family. If you would like to receive financial advice from us to understand which of our health insurance plans best suit your specific needs and/or the needs of your family members, please call us on 0800 100 555 to speak to one of our representatives. We’re here to help Monday to Friday.
Please note: Pre-existing conditions are health conditions, or related signs, symptoms and events that occur or exist before the start of your policy. Generally pre-existing conditions are not covered by health insurance. You are not required to disclose any pre-existing conditions at this stage. When you apply, we will ask for details of these. If you already have a healthcare policy or plan, you should be aware that changing policies comes with risks and you may be worse off. Your new policy will have different benefits, conditions and exclusions, any pre-existing medical conditions may not be covered, and stand-down periods may apply. You should seek independent financial advice before acquiring a new policy and cancelling an existing policy.
* On most plans your third and subsequent children under 21 are free (not available on HealthEssentials and Cancer Cover Plus). Terms and conditions apply.
1 In most cases biological sex is that assigned at birth, however if you are intersex or have had surgical gender reassignment please go to www.southerncross.co.nz/inclusive for support to help you answer this question. To help us build better relationships, based on understanding and respect, you have the option to advise us of the gender you identify with. We understand that your biological sex may be different to your gender identity.
