Southern Cross Health Society

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Cover for things like GP and dentist visits
Cover for things like surgical treatment, cancer care and diagnostic imaging

The day-to-day benefits and allowances on our plans and modules vary.

Bonus - qualifying pre-existing conditions covered after 3 years
Bonus - qualifying pre-existing conditions covered after 3 years

Our entry-level surgical plan is designed to cover those big concerns like cancer and cardiac but not gynaecology, urology and orthopaedics (restricted specialties) unless directly required for the treatment of cancer

Restricted specialties with GP and physio
Standard surgical plan with optional day-to-day

Our entry-level surgical plan is designed to cover those big concerns like cancer and cardiac but not gynaecology, urology and orthopaedics (restricted specialties) unless directly required for the treatment of cancer

Only when they relate to eligible surgical treatment or cancer care. 6 month rule applies
Broad surgical plan with optional day-to-day

Consultations, diagnostic imaging and tests must be performed within 6 months of related eligible surgical treatment or cancer care.

Only when they relate to eligible surgical treatment or cancer care. 6 month rule applies
Broad surgical plan with optional day-to-day

Consultations, diagnostic imaging and tests must be performed within 6 months of related eligible surgical treatment or cancer care.

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Plan benefits shown are effective from 17 July 2017 and are subject to change. The benefits and limits available differ from plan to plan. Terms, conditions and exclusions also apply. If you need personalised advice call us on 0800 100 777 (Monday to Friday, 8am to 6pm).

Please note: Pre-existing conditions are health conditions, or related signs, symptoms and events that occur or exist before the start of your policy. Generally pre-existing conditions are not covered by health insurance. You are not required to disclose any pre-existing conditions at this stage. When you apply we will ask for details of these.

* On most plans your third and subsequent children under 21 are free (not available on HealthEssentials). Terms and conditions apply.

1 In most cases biological sex is that assigned at birth, however if you are intersex or have had surgical gender reassignment please go to www.southerncross.co.nz/inclusive for support to help you answer this question. To help us build better relationships, based on understanding and respect, you have the option to advise us of the gender you identify with. We understand that your biological sex may be different to your gender identity.

0800 100 777 Monday to Friday, 8am to 6pm Auckland, New Zealand

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Southern Cross Medical Care Society (trading as Southern Cross Health Society) has an A+ (Strong) financial strength rating given by Standard & Poor's (Australia) Pty Limited. The rating scale is: AAA (Extremely Strong), AA (Very Strong), A (Strong), BBB (Good), BB (Marginal), B (Weak), CCC (Very Weak), CC (Extremely Weak), SD or D (Selective Default or Default), R (Regulatory Action), NR (Not Rated). Ratings from 'AA' to 'CCC' may be modified by the addition of a plus (+) or minus (-) sign to show relative standing within the major rating categories. Full details of the rating scale are available at www.standardandpoors.com. Standard & Poor's is an approved rating agency under the Insurance (Prudential Supervision) Act 2010.