Next plan up
You'll still have some cover for GP consultations and physiotherapy, plus you'll have cover for cancer care, some surgical treatment along with consultations, diagnostic imaging and tests within 6 months of related eligible surgical treatment or cancer care (other than for restricted specialities).
Recommended Plan
Basics HealthEssentials
A day-to-day health cover plan designed to help you actively take care of your health and keep costs down. You can claim up to $1,250 in value every year. This plan covers 75% of your costs for GP consultations, dentist visits, optometrist, glasses and contact lenses, physiotherapist, chiropractor, osteopath, registered massage therapist, acupuncturist and dietitian/nutritionist, up to the policy limits.
Need a little extra? Select from these additional options†
Next plan up
You'll still have some cover for GP consultations and physiotherapy, plus you'll have cover for cancer care, some surgical treatment along with consultations, diagnostic imaging and tests within 6 months of related eligible surgical treatment or cancer care (other than for restricted specialities).
Your plan
Save 2.5% with direct debit
HealthEssentials
Applicants $
Total $ / Fortnight
Next plan down
You'll get more day-to-day cover including vision and dental treatment, but you won't get any cover for surgical treatment, cancer care, consultations, diagnostic imaging or tests.
Next plan up
You'll get unlimited cover for surgical treatment with no exclusions for restricted specialties, along with consultations, diagnostic imaging and tests incurred within 6 months of related eligible surgical treatment or cancer care.
Recommended Plan
Starter Wellbeing Starter
An entry-level plan designed to cover those big concerns like cancer and cardiac surgery. The plan includes cover for cancer care, some surgical procedures* and consultations**, diagnostic imaging, tests and recovery within 6 months of related eligible surgical treatment or cancer care. You'll also be able to claim for GP and physiotherapy visits. You can also add Cancer Assist or Critical Illness for additional trauma cover. This plan does not cover healthcare services for gynaecology, urology and orthopaedics (restricted specialties) unless directly required for the treatment of cancer.
Next plan down
You'll get more day-to-day cover including vision and dental treatment, but you won't get any cover for surgical treatment, cancer care, consultations, diagnostic imaging or tests.
Need a little extra? Select from these additional options†
Next plan up
You'll get unlimited cover for surgical treatment with no exclusions for restricted specialties, along with consultations, diagnostic imaging and tests incurred within 6 months of related eligible surgical treatment or cancer care.
Your plan
Save 2.5% with direct debit
10% Healthy lifestyle joining reward
(excludes Cancer Assist and Critical Illness) Check eligibility
Wellbeing Starter
Applicants $
Cancer Assist
Applicants $
Critical Illness
Applicants $
Total $ / fortnight
Next plan down
You're happy for only some surgical treatment and healthcare services to be covered and note that restricted specialties, some lower limits and allowances apply.
Next plan up
You'll get specialist consultations, diagnostic imaging and tests covered, whether they relate to surgical treatment or cancer care, or not. An obstetrics allowance is also included.
Recommended Plan
Standard Wellbeing One
A broad surgical and healthcare plan for peace of mind. The plan includes cover for cancer care, unlimited surgical procedures* and consultations**, diagnostic imaging, tests and recovery within 6 months of a related eligible surgical treatment or cancer care. To reduce your premiums apply an excess of $500, $1,000, $2,000 or $4,000. You can also add modules for additional healthcare services and Cancer Assist or Critical Illness for additional trauma cover.
Next plan down
You're happy for only some surgical treatment and healthcare services to be covered and note that restricted specialties, some lower limits and allowances apply.
Need a little extra? Select from these additional options†
Next plan up
You'll get specialist consultations, diagnostic imaging and tests covered, whether they relate to surgical treatment or cancer care, or not. An obstetrics allowance is also included.
Your plan
Payment:
Save 2.5% with direct debit
10% Healthy lifestyle joining reward
(excludes Cancer Assist and Critical Illness) Check eligibility
Wellbeing One
Applicants $
Cancer Assist
Applicants $
Critical Illness
Applicants $
Total $ / fortnight
Next plan down
Your consultations, diagnostic imaging and tests are only covered if they're within 6 months of related eligible surgical treatment or cancer care. There is no obstetrics allowance.
Next plan up
You'll get qualifying pre-existing conditions covered (after 3 years), unlimited surgical cover, day-to-day benefits as well as optional dental and vision benefits.
Recommended Plan
Comprehensive Wellbeing Two
A comprehensive surgical and healthcare plan to take care of you and your family, with the advantage of access to consultations, diagnostic imaging and tests at any time. The plan includes cover for cancer care, unlimited surgical procedures*, consultations, diagnostic imaging and tests whether they take place within 6 months of surgical treatment or cancer care, or not. For those planning a new addition to the family, this plan includes an obstetrics allowance (after 12 months). To reduce your premiums apply an excess of $500, $1,000, $2,000 or $4,000. You can also add modules for additional healthcare services and Cancer Assist or Critical Illness for additional trauma cover.
Next plan down
Your consultations, diagnostic imaging and tests are only covered if they're within 6 months of related eligible surgical treatment or cancer care. There is no obstetrics allowance.
Need a little extra? Select from these additional options†
Next plan up
You'll get qualifying pre-existing conditions covered (after 3 years), unlimited surgical cover, day-to-day benefits as well as optional dental and vision benefits.
Your plan
Payment:
Save 2.5% with direct debit
10% Healthy lifestyle joining reward
(excludes Cancer Assist and Critical Illness) Check eligibility
Wellbeing Two
Applicants $
Cancer Assist
Applicants $
Critical Illness
Applicants $
Total $ / fortnight
Next plan down
Your pre-existing conditions won't be covered and you'll need to add a module for day-to-day health cover.
Recommended Plan
Premium UltraCare
A premium surgical and healthcare plan for those who want the highest level of cover. The plan includes cover for cancer care, unlimited surgical procedures along with consultations, diagnostic imaging and tests at any time. Plus your qualifying pre-existing conditions will be covered after 3 years. You'll also be able to claim for day-to-day healthcare including GP and nurse consultations, chiropractor, prescriptions and hearing tests up to the policy limits. For those planning a new addition to the family, this plan includes an obstetrics allowance (after 12 months). You can choose your own specialist and also add vision and dental benefits, or add Cancer Assist or Critical Illness for additional trauma cover.
Next plan down
Your pre-existing conditions won't be covered and you'll need to add a module for day-to-day health cover.
Need a little extra? Select from these additional options†
Your plan
Save 2.5% with direct debit
10% Healthy lifestyle joining reward
(excludes Cancer Assist and Critical Illness) Check eligibility
UltraCare
Applicants $
Cancer Assist
Applicants $
Critical Illness
Applicants $
Total $ / fortnight
This information is intended to give you a general understanding of plans that might suit your needs. We have not taken into account your particular financial situation or goals. If you would like to receive personalised advice, please call us on 0800 100 777 (Monday to Friday, 8am to 6pm). The plan showing as 'Recommended plan' has been recommended to you solely on the basis of the answers you have provided to the high-level needs-based questions we have asked. It does not take into account your particular financial situation, goals or more detailed needs. If you would like to receive personalised advice, please call us on 0800 100 777 (Monday to Friday, 8am to 6pm).
This plan information is not intended as advice. Please call us to receive personalised advice about which plan would best suit your needs. The plan showing as 'Recommended plan' has been recommended to you solely on the basis of the answers you have provided to the high-level needs-based questions we have asked. It does not take into account your particular financial situation, goals or more detailed needs. If you would like to receive personalised advice, please call us on 0800 100 777 (Monday to Friday, 8am to 6pm).